REFILING  BANKRUPTCY IN GEORGIA

Refile bankruptcy in GA and erase Debt
1. How many times can a person file for bankruptcy in
    Georgia?
    There is no set number of cases a person can file. Whether a person can file a second or more bankruptcy cases  depend on that person's factual situation.  However, most people are eligible to file a case whenever they want to file. The type of case they can file may depend on what          happened in the previous case.

Refile Chapter 7 in Georgia Picture
  2.  When can a person file another Chapter 7 in  
       Georgia?
A person is allowed to get a discharge in a Chapter 7 once every 8 years. The time period is calculated by using the filing dates of the cases. For example, if a person filed a Chapter 7 bankruptcy case on October 15, 2005, that person would have to wait until October 16, 2013 to be eligible for a new Chapter 7 case. In our example a person could file a Chapter 7 bankruptcy case any time after October 16, 2013.

Even if your case was dissed you maybe able to refile bankruptcyPicture
3. What if I filed a case and it was dismissed before I   
     finished my case?
You can usually file another case immediately. However, if you file another case within 1 year of the dismissal of a previous case, the new case can have a limited or even no stay depending on the facts of your situation. Call us and
                                                   we can give you exact information about your personal
                                                   options.
Refile Chapter 13 bankruptcy in Georgia Picture
4. Can I refile a new Chapter 13 bankruptcy case in 
    Georgia?
The short answer is yes. Whether you have to file a full pay back plan or a partial pay back plan may depend on the following:
(A)   When you filed the first Chapter 13;
(B)   Whether  you received a discharge in your previous 
         Chapter 13;
                                        (C)   What percentage of debt did you pay your unsecured 
                                                      creditors in your previous Chapter 13;
                                             (D)   How much money you make;
                                             (E)   Whether you did anything ethically wrong in you previous.

                                         Call us or email us and we can tell you your options.
File a Chapter 13 after a Chapter 7 and not have to wait 8 years Picture
5.  Can I file a Chapter 13 case after I have already
       received a discharge in a Georgia Chapter 7
       case?

The answer is yes. What type of Chapter 13 case and the required plan provisions will depend on how much time has elapsed between the filing of the Chapter 7 case and the
                                             Chapter 13 case.

Bankruptcy Rhymer Law Offices
Athens Office
Butler Building Ste. # 103
337 S. Milledge Ave.      
Athens, Georgia 30605
Phone: 706-522-3328

Conyers Office
1036-B Iris Drive SE
Conyers, Georgia 30094
Phone: 770-483-3328

Lawrenceville Office
189 West Pike Street, Suite 109
Lawrenceville, Georgia 30046
Phone: 770-483-3328

Statewide for Free Consultation Call:1-888-889-3328

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